security, and home directories

ok i have a general question about security here.

does everone who hosts here, put the users sites in the persons home directory???

for example, say we had a user called 'chris'

is it safe to do this:

have his ftp point to
/home/chris

store site in:
/home/chris/www

the question is, when you create a user, on redhat, doesn't it copy users files like .Bash etc to the home directory???

is it safe to have the user ftp into that directory???

also, i plan on using exim mta. and i think it stores mail in /home/chris/inbox

wont he see the inbox folder or file, and be able to delete it???

thats what im confused at.

I have a redhat server now, and i messed it up completly. This time, i want to get it setup correctly (im formatting it tomorrow).

Thanx

 

 

 

 

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