SSL Cert question from a total n00b

The company programming my site has informed me that I need to acquire an SSL Certification. I have no idea what this means - all I know is that I asked if I need to get anything in particular and they said there are no special requirements.

I went to ssl.com and it looks like its at least $99 for a cert. But when I searched the WHT forums I found threads where most people pay $15 or less for their certs.

Can anyone advise me on what I need to buy and where to buy it?

 

 

 

 

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